Name: American Income Life american_income_life_insurance_company_scam_logo
Overall Rating: Scam


The American Income Life Insurance Company Scam is not a scam in the eyes of the law but is right on the border of a  scam. They will lure you in with phony job postings and hiring sessions to giving out Free Child Safety Kits to get in to people’s houses and hard sell them. If you’re looking for good life insurance policy I would recommend you to NOT go with American Income Life

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The American Income Life Insurance Company Scam Wants To Hire you!

Well the American Income Life Insurance Company Scam is supposed to be this down to earth company that serves blue-collar families and unions. You may have just been pulled in by their job advertisements.

This is one of those MLM’s that tries to make you feel like it’s a job interview. I have seen similar things with other MLM’s like selling knifes.

They either have a fake job interview to get new recruits or they use a Child Safety Kit Trick, to lure you in, that I will talk about further down in this article.

American Income Life Insurance Is a branch of the Torchmark corporation. They have been known to pay out a 1/3 of what most other similar policies pay out. They have also been a company that just does not have the reputation that you would want with an insurance company.

is American Income Life A Scam What Is The Value Of American Imcome Life?

Well there is not a lot of value in joining American Income Life. They’re not even upfront in the beginning that they’re an MLM and make many believe that they’re applying for a normal paying job position.

They’re will be a classroom like setting where a presenter will sell you on making good money or whatever they can to get you excited. The problem is you never really know what you’re doing until the end.

Here is an example of the messages that they send to you:

american_income_life_insurance_company_scam_emails american_income_life_insurance_company_scam_email_to_hook_recruits

They all are very similar and these just happen to be from the sister companies of the American Income Life Insurance Company Scam all owned by Torchmark.

They will all say something along the lines of your resume was forwarded to us and they have a good position for you or you would be an outstanding match. 

Is The American Income Life Insurance Company For You?

 Many will claim this is not a pyramid scheme as they’re hiring you for a sales job. The problem is, to make good money in this sales job you need to recruit others for phony jobs just like the sales people who hire you did with American Income Life. If you would like to read a good American Income Life Complaint Check This Out

Well in the end you finally will be told that the company sells life insurance. They will constantly tantalize you with how fast you can move up the company ladder. They also offer you fake titles to get you excited. 

They will give you a presentation about all the possibilities and financial abundance you could receive working for the company.

They would then hand you a piece of paper with questions to answer about yourself and what you thought of the company so far.

The men or women that do the presentations are very good at delivering that speech and can hook you if you’re not careful. They will try to convince you that this job will change your life.

Then they will immediately want you to start filling out forms. Then want you to pay your fee to join the group.

You will also need to pass a test that is not common sense and that cost $40 dollars each time you take it.

Many have claimed failing it a few times and paying over and over for it until they finally passed.

Then once you get in, you’re given a crash course on selling. You will only learn what the trainers tell you depending on who trains you . So once you pay all this money and spend all this time to sign up they know they have you stuck.

You will spend the time your employed cold calling, door knocking and collecting referrals from people you have already sold. This is typical sales stuff but this company is not the same as selling life insurance for an actual company.

They Also Lure You In With The Free Child Safety Kit

So American Income Life sponsors these Child Safety Kits so they can send out agents to do in home demonstrations.
You originally will think that it’s free.

Then you will receive a package in the mail. When they call, they will always want both decision makers present because they try to up sell you on their life insurance policies.

They will try to use high pressure sales and just adjust and lower fake high prices, just to get you to say yes.

My thoughts on the American Income Life Scam

So Is American Income Life a scam? Well I would have to say yes, in my opinion. It’s not a scam in the eyes of the law but to me this is a scam. I would not recommend it at all.

They tell all the new recruits that you will make a six figure income and retire in 10 years off of the residuals. They know that many will quit and never last past the first year.

They seem to want to hire as many agents as possible to get a few polices and then when they quit AIL can collect the residuals made from that persons sales for the life of the policy.

So if you don’t want to waste a bunch of time and money watch out for these Job interviews and free info about a “Child Safety kits.”

So If American Income Life Doesn’t Work To Make Realistic Money… What Does? 

If you’re looking to start a business or just make money with a job American Income Life is not the place. You will be happy that you avoided this fake opportunity unless you’re looking for a MLM opportunity that you can scam others to hopefully make money.

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If you have had problem with American Life Income please share your comments below and help others and together lets save people from getting scammed by this opportunity.